# mnemopay — full page index > Auto-generated 2026-10-24. Every page on https://mnemopay.com with title, description, and URL. Designed for LLM crawlers that prefer comprehensive over curated. ## 404 — MnemoPay URL: https://mnemopay.com/404.html That page isn ## 300 robots ran a half-marathon this morning. who signed the notary? — MnemoPay Journal URL: https://mnemopay.com/blog/300-robots-ran-a-marathon.html Beijing ## Why agents need credit scores — MnemoPay Journal URL: https://mnemopay.com/blog/agent-credit-score.html Consumer credit scores weren ## Agent FICO Score: How AI Agents Get Credit in 2026 — MnemoPay Journal URL: https://mnemopay.com/blog/agent-fico-score-how-ai-agents-get-credit.html The Agent FICO Score is a 300-850 reputation number derived from signed receipts, not a survey. Here is how an autonomous AI agent earns credit, and why 2026 is the year it starts to matter. ## We built a 971-page personal brain on MnemoPay's recall primitive — here's what shipped — MnemoPay Journal URL: https://mnemopay.com/blog/brain-case-study.html A 971-page personal brain built on @mnemopay/sdk/recall. Markdown source of record + sqlite index + local 384-dim embeddings. The case study for the recall primitive. ## DeepMind mapped the traps. We've been building the exits. — MnemoPay Journal URL: https://mnemopay.com/blog/deepmind-agent-traps.html Google DeepMind ## The Journal — MnemoPay URL: https://mnemopay.com/blog/ Essays on agent credit, proof-of-presence, and the infrastructure that lets autonomous systems become economic actors. Written by the team building MnemoPay + GridStamp. ## Why MCP Servers Need Native Trust (And What's Coming Next) — MnemoPay Journal URL: https://mnemopay.com/blog/mcp-servers-native-trust.html The MCP server ecosystem is growing faster than the trust layer around it. Here is what native trust means, why directories alone are not enough, and what an honest MCP listing looks like in 2026. ## MnemoPay vs Coinbase Payments MCP vs x402: 2026 Agent Payments Comparison — MnemoPay Journal URL: https://mnemopay.com/blog/mnemopay-vs-coinbase-mcp-vs-x402.html A fair, honest comparison of three pieces of the 2026 agent payments stack. Coinbase MCP is an onchain wallet primitive. x402 is an HTTP protocol. MnemoPay is the identity, memory, and audit layer above the rails. ## The portable trust layer — MnemoPay Journal URL: https://mnemopay.com/blog/portable-trust-layer.html Stripe owns Stripe. Visa owns Visa. Mastercard owns Mastercard. AP2 owns the mandate. x402 owns the wire. Each of them wants to own your agent. The portable trust layer says: the agent should own itself. ## Proof-of-presence, a primer — MnemoPay Journal URL: https://mnemopay.com/blog/proof-of-presence-primer.html When an agent has a body, GPS isn ## Receipts beat claims — MnemoPay Journal URL: https://mnemopay.com/blog/receipts-beat-claims.html Every agent dispute ends in the same question: can you prove it happened? Why the next decade of autonomous infrastructure is a receipts business. ## The harness is the moat — MnemoPay Journal URL: https://mnemopay.com/blog/the-harness.html Code is free. Context, guardrails, and feedback loops are the moat. A builder ## The Walmart 1/3 number is a receipts problem — MnemoPay URL: https://mnemopay.com/blog/walmart-receipts-problem.html Walmart killed OpenAI Instant Checkout because in-chat purchases converted at one-third the rate of click-out to walmart.com. The fix wasn ## MnemoPay Browser - controlled actions with verifiable receipts URL: https://mnemopay.com/browser.html MnemoPay Browser turns governed web actions and verified operator inspection into signed evidence, with external receipt anchoring and a paid onboarding path. ## MnemoPay for Compliance Teams — EU AI Act Article 12 audit bundles, ISO 42001, agent governance URL: https://mnemopay.com/compliance.html MnemoPay produces tamper-evident audit bundles for every agent action — payments, memory writes, tool calls, refusals, approvals. EU AI Act Article 12 ready since launch. ISO 42001 alignment in progress. SOC 2 Type II in progress. For Chief AI Officers, GRC leads, and compliance teams shipping autonomous agents. ## Console — MnemoPay URL: https://mnemopay.com/console.html The MnemoPay Console — pending approvals, live audit chain, agent budgets, charter editor, Article 12 bundle export. Web dashboard for the governance layer. ## Free AI Agent Audit-Readiness Assessment | MnemoPay URL: https://mnemopay.com/design-partners.html Score your AI agent ## Developers · MnemoPay — Trust OS for AI agents URL: https://mnemopay.com/developers.html Start building with MnemoPay. npm + PyPI install, MCP server, 16 modules, 6 payment rails, agent reputation score, Article 12 audit bundles. Apache-2.0. Free forever for builders. ## Docs · MnemoPay URL: https://mnemopay.com/docs.html MnemoPay docs — Article 12 audit, agent credit score, FiscalGate, recall, payment rails. Hosted, MCP-queryable knowledge graph: 1,228 pages as of 2026-10-24. ## GridStamp — Cryptographic proof-of-presence for robots URL: https://mnemopay.com/gridstamp.html Six-layer spatial SDK for autonomous systems. Tamper-proof location receipts for drones, delivery robots, warehouse AGVs, and precision-ag rigs. Ed25519 signatures. Anti-spoofing. FAA BVLOS-ready. npm install gridstamp. ## MnemoPay — Trust OS for AI agents that act URL: https://mnemopay.com/ MnemoPay is the Trust OS for AI agents that act: charters, policy enforcement, HITL approval, signed receipts, agent reputation, memory, payment rails, and Article 12 audit trails — for money-moving and operational actions alike. Apache 2.0 · v1.14.2 on npm. ## MnemoPay Mobile — On-device memory, payments, and proofs for AI apps URL: https://mnemopay.com/mobile.html @mnemopay/mobile-sdk: on-device persistent memory, agent-to-agent payments, and cryptographic spatial proofs for mobile AI apps. SQLite + sqlite-vec. Offline-first. Apache 2.0. ## MnemoPay Playground — watch agent identity, AP2, and Article 12 work in 30 seconds URL: https://mnemopay.com/playground.html Stranger-friendly live demo: mint a did:mp agent identity, sign an AP2 verifiable credential, run a FiscalGate-checked $5 charge, watch the Article 12 audit chain grow, then verify the bundle in your own browser. Ed25519 client-side. No signup. ## Pricing — MnemoPay URL: https://mnemopay.com/pricing.html MnemoPay pricing. Free Sandbox (no card). Pro $49/mo + usage for live rails. Growth $200/mo for scale. Enterprise priced on volume + SLA. Self-serve: get a working API key in 60 seconds. The metered-usage component is still being finalised. ## Privacy Policy — MnemoPay URL: https://mnemopay.com/privacy.html MnemoPay privacy policy. What we collect, how it ## SDK · MnemoPay URL: https://mnemopay.com/sdk.html @mnemopay/sdk — TypeScript SDK for AI agent trust, payments, memory, and governance. npm i @mnemopay/sdk. Apache-2.0. v1.14.2 latest. Swarm CLI: npx @mnemopay/swarm demo. ## Start — MnemoPay URL: https://mnemopay.com/start.html Create a MnemoPay account in seconds. Free sandbox with no card, or go live on real rails. Get an API key + a metered call in 60 seconds. ## Support — MnemoPay URL: https://mnemopay.com/support.html MnemoPay support. Direct email, docs, status, and how to get help fast. ## Terms of Service — MnemoPay URL: https://mnemopay.com/terms.html MnemoPay terms of service. Fair, plain-English, developer-friendly. ## Thanks — MnemoPay URL: https://mnemopay.com/thanks.html Subscription confirmed. Welcome aboard. ## @mnemopay/toolkit — the capability layer for agents that handle money URL: https://mnemopay.com/toolkit.html MnemoPay agent toolkit — runtime, specialist agents, browser, computer-control, vision, voice, scrape, knowledge, tools. The capability layer that pairs with @mnemopay/sdk ## Trust · MnemoPay — verification trail for agent payment infrastructure URL: https://mnemopay.com/trust.html MnemoPay trust hub: archived public history, Google Safe Browsing status, open-source SDK, entity details, payment infrastructure, and the current Scamadviser/IPQS dispute trail. ## Welcome — MnemoPay URL: https://mnemopay.com/welcome.html